[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.34r.cz\/financni-samostatnost-vasich-potomku\/#Article","mainEntityOfPage":"https:\/\/www.34r.cz\/financni-samostatnost-vasich-potomku\/","headline":"Finan\u010dn\u00ed samostatnost va\u0161ich potomk\u016f","name":"Finan\u010dn\u00ed samostatnost va\u0161ich potomk\u016f","description":"
 Pen\u00edze skute\u010dn\u011b mnohdy h\u00fdbou sv\u011btem 
 A proto je nutn\u00e9 v\u00e9st d\u011bti k finan\u010dn\u00ed gramotnosti a odpov\u011bdnosti ji\u017e od \u00fatl\u00e9ho v\u011bku. Vzhledem k tomu, … ","datePublished":"2023-06-14","dateModified":"2023-06-14","author":{"@type":"Person","@id":"https:\/\/www.34r.cz\/author\/#Person","name":"","url":"https:\/\/www.34r.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/093836c6bc976bea6a4c3cd39f9136c261430c33201aa865249fef2be34e3fdb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"34r.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.34r.cz\/wp-content\/uploads\/img_a295203_w2127_t1506759300.jpg","url":"https:\/\/www.34r.cz\/wp-content\/uploads\/img_a295203_w2127_t1506759300.jpg","height":0,"width":0},"url":"https:\/\/www.34r.cz\/financni-samostatnost-vasich-potomku\/","wordCount":464,"articleBody":"
 Pen\u00edze skute\u010dn\u011b mnohdy h\u00fdbou sv\u011btem 
 A proto je nutn\u00e9 v\u00e9st d\u011bti k finan\u010dn\u00ed gramotnosti a odpov\u011bdnosti ji\u017e od \u00fatl\u00e9ho v\u011bku. Vzhledem k tomu, \u017ee minim\u00e1ln\u011b do \u0161estn\u00e1cti let v\u011bku nezletil\u00ed nepracuj\u00ed, jejich mo\u017enosti nakl\u00e1d\u00e1n\u00ed s financemi jsou omezen\u00e9. Zde vstupuj\u00ed do hry rodi\u010de. Ti by m\u011bli (pokud je to alespo\u0148 trochu mo\u017en\u00e9) vzhledem k v\u011bku, pot\u0159eb\u00e1m a tak\u00e9 z\u00e1sluh\u00e1m d\u00edt\u011bte volit vhodnou \u010d\u00e1stku, kterou mu budou v pravideln\u00fdch intervalech vypl\u00e1cet formou takzvan\u00e9ho kapesn\u00e9ho. T\u00edmto zp\u016fsobem se d\u011btsk\u00fd sv\u011bt p\u0159ibli\u017euje tomu dosp\u011bl\u00e9mu, v n\u011bm\u017e takt\u00e9\u017e minim\u00e1ln\u011b jedenkr\u00e1t v m\u011bs\u00edci obdr\u017e\u00edme za sv\u00e9 sna\u017een\u00ed finan\u010dn\u00ed odm\u011bnu, a\u010dkoli u n\u00e1s se ji\u017e nenaz\u00fdv\u00e1 kapesn\u00fdm, ale v\u00fdplatou.
 Kapesn\u00e9 v \u017eivot\u011b d\u00edt\u011bte 
 Chceme-li d\u00edt\u011b p\u0159ipravovat na budouc\u00ed dosp\u011bl\u00fd \u017eivot, m\u011bli bychom mu k tomu dopomoci t\u00e9\u017e simulac\u00ed dosp\u011bl\u00e9ho prost\u0159ed\u00ed v p\u0159im\u011b\u0159en\u00e9 m\u00ed\u0159e. Kapesn\u00e9 toto p\u0159ibl\u00ed\u017een\u00e9 zcela jist\u011b umo\u017e\u0148uje. Nav\u00edc d\u011btem dop\u0159\u00e1v\u00e1 jistou m\u00edru svobody v uspokojov\u00e1n\u00ed vlastn\u00edch pot\u0159eb, tu\u017eeb a p\u0159\u00e1n\u00ed.
 
 Jakou m\u00edru je vhodn\u00e9 zvolit 
 D\u00edt\u011b by m\u011blo dost\u00e1vat tak velkou \u010d\u00e1stku, aby si tu a tam mohlo koupit p\u0159edm\u011bty b\u011b\u017en\u00e9 pot\u0159eby \u010di n\u011bjakou drobnost, kterou nepot\u0159ebuje, ale l\u00edb\u00ed se mu. Toto plat\u00ed zejm\u00e9na u nejmen\u0161\u00edch. M\u011blo by m\u00edt tak\u00e9 mo\u017enost z dan\u00e9 \u010d\u00e1stky n\u011bco odkl\u00e1dat \u2013 spo\u0159it si. S postupem v\u011bku je nutn\u00e9 db\u00e1t na to, \u017ee puber\u0165\u00e1ci ji\u017e maj\u00ed mo\u017enost nav\u0161t\u011bvovat s kamar\u00e1dy nejr\u016fzn\u011bj\u0161\u00ed kulturn\u00ed a spole\u010densk\u00e9 akce, pro jejich\u017e absolvov\u00e1n\u00ed je zapot\u0159eb\u00ed mnohem vy\u0161\u0161\u00edch \u010d\u00e1stek, ne\u017e p\u0159i nakupov\u00e1n\u00ed \u017ev\u00fdka\u010dek nebo \u010dasopis\u016f. Zat\u00edmco tedy mal\u00e1 d\u011btem sta\u010d\u00ed p\u00e1r des\u00edtek korun m\u011bs\u00ed\u010dn\u011b, u dosp\u00edvaj\u00edc\u00edch ji\u017e hovo\u0159\u00edme o n\u011bkolika stovk\u00e1ch. \u010c\u00e1stky ve v\u00fd\u0161i tis\u00edc\u016f jsou ji\u017e p\u0159\u00edli\u0161 vysok\u00fdmi.
 V odm\u011b\u0148ov\u00e1n\u00ed kapesn\u00fdm je mo\u017en\u00e9 zhodnotit snahu d\u011bt\u00ed ve \u0161kole a jejich pomoc v dom\u00e1cnosti (ov\u0161em pouze okrajov\u011b, za podobn\u00e9 \u010dinnosti by nem\u011bly b\u00fdt d\u011bti ve skute\u010dnosti \u201eplaceny\u201c, jeliko\u017e podobn\u00fd p\u0159\u00edstup vytv\u00e1\u0159\u00ed nevhodn\u00fd precedens). D\u016fle\u017eit\u00e9 je pak odli\u0161ovat v\u00fd\u0161i kapesn\u00e9ho u sourozenc\u016f odli\u0161n\u00e9ho v\u011bku \u2013 tyto d\u011bti m\u00edvaj\u00ed r\u016fzn\u00e9 povinnosti a zaslou\u017e\u00ed si tedy i odli\u0161n\u00e9 v\u00fdsady.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed samostatnost va\u0161ich potomk\u016f","item":"https:\/\/www.34r.cz\/financni-samostatnost-vasich-potomku\/#breadcrumbitem"}]}]